Your credit score is more than just a number

Take Control of Your Credit Today

It’s the key to approvals, lower rates, and bigger opportunities. We’ve helped clients boost their scores, remove harmful items, and gain the confidence to move forward.

We help you take control of your financial future with expert credit repair solutions tailored just for you.

LogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogo

Who We Are

Credit repair with a purpose

Helping people overcome setbacks and create a path toward lasting financial stability.

We’re a team dedicated to transforming credit challenges into opportunities. By combining proven strategies, expert guidance, and personalized support, we empower clients to take back control of their financial story. With us, credit repair isn’t just a service — it’s a partnership in building a stronger future.

We’re here to make the process simple, transparent, and effective so you can move forward with confidence.

Mr. Freeman

Founder of Freeman Financial Services

over

5,000

Clients Served

average

120+

point credit score increase

OVER

10

Years of credit repair experience

what you'll get

Everything You Need for a Fresh Start

Credit repair isn’t just about deleting items — it’s about building a foundation for long-term success.

  • We work with bureaus and creditors to challenge inaccurate negative items.

  • Get 24/7 client portal access to see your progress in real time.

  • Learn how to protect your credit and maintain your results for years to come.

Success Story

From Denials to Approvals

Meet Bob, a hardworking client who once felt hopeless about his credit. After partnering with us, he saw real results.

With years of experience in the industry, we have helped numerous clients take control of their credit and achieve their financial goals. Whether you want to buy a home, get approved for loans, or secure better interest rates, we are here to assist you.

how it works

Our Simple 4-Step Process

Credit repair doesn’t have to be complicated. We’ve broken it down into three clear, effective steps.

Gather & Review

We collect your credit reports from all three bureaus and perform a detailed analysis to uncover what’s holding your score back.

Dispute & Challenge

Using proven methods and consumer protection laws, we dispute inaccurate, outdated, or unfair items directly with the bureaus and creditors.

see results

Stay informed with 24/7 portal access, where you can see updates, track progress, and watch your score improve in real time.

Build for the Future

We provide tools and education to help you rebuild credit, maintain results, and secure long-term financial stability.

testimonials

Stories of Real Success

Our clients are living proof that better credit is possible.

Got a question?

frequently asked question

Our goal is to keep things simple, transparent, and stress-free so you can move forward with confidence.

How long does the credit repair process take?

Most clients start seeing results within the first 30–60 days. On average, it takes 3–6 months to achieve significant improvements, depending on your unique credit situation.

What types of items can be removed from my credit report?

We help challenge a wide range of negative items, including late payments, charge-offs, collections, bankruptcies, repossessions, inquiries, and more — provided they are inaccurate or unverifiable.

Will credit repair help me get approved for loans or credit cards?

While approval decisions are ultimately made by lenders, improving your credit score and removing negative items increases your chances of qualifying for credit cards, auto loans, mortgages, and better interest rates.

Do you offer a refund if I don’t see results?

Yes! We stand behind our process. If you don’t see any results after following our program as recommended, we offer a satisfaction guarantee.

Will I be able to track my progress?

Absolutely. You’ll have 24/7 access to your secure online client portal, where you can view updates, results, and the status of your disputes in real time.

Can I repair my credit myself instead of hiring you?

Yes, credit repair is your right under federal law. Many people choose to work with us because we know the laws, the process, and how to get faster, more effective results without the frustration.

Got a question?

You’re not alone. Here you’ll find clear answers to the most common questions about credit repair, building better credit, and working with Freeman Financial Services. If your question isn’t listed, we’re only a message away.

free consultation and analysis

Start Your Journey Toward Financial Freedom

Don’t wait another day to take control of your credit and open doors to better opportunities. Our free consultation gives you personalized guidance, answers your questions, and a clear action plan to help you rebuild your credit—step by step.

We’ll review your current situation, explain what’s affecting your score, and show you how Freeman Financial Services can help you reach your goals faster.

No pressure. No obligations. Just real solutions tailored to you.

CLIENT SUPPORT

Rebuilding credit, restoring confidence, and empowering financial freedom.

CONTACT US

8363 Folsom blvd, Sacramento, CA 95826

© 2025 Freeman Financial Services. All rights reserved.